Will we retire later and poorer? Robert D. Arnott, Anne Casscells.
Journal of Investing Summer 2004 v13 i2 p25(12)
Instructions: Locate this article by visiting http://www.infotrac-college.com and entering "retire later poorer" as Keyword search terms, and then answer the following questions.
1. Is Social Security best thought of as a transfer-payment system or as a pre-funded pension?
2. What is the dependency ratio and how is it changing over time?
3. What is the significance of this change in dependency ratio for the future of Social Security?
4. What are likely changes to the Social Security program that will need to be made?
5. How do you think changes in the Social Security will affect you personally, both during your working life and during retirement?
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